Student Loan Consolidator STUDENT LOAN CONSOLIDATOR

Student Loan Consolidator offers both federal and private loan consolidation to significantly lower your monthly loan payments.

First, Student Loan Consolidator offers you a step-by-step tutorial to help you decide if consolidation is right for you. This is very useful and shows you just how much you can save by consolidating your student loans.

For federal student loans, Student Loan Consolidator offers a very aggressive fixed-rate refinancing program that combines all of your federal student loans into a new loan. This can cut your current student loan payment in half.

For private student loans, Student Loan Consolidator also offers a consolidation program, which can reduce your current payment by up to 50%. For this program, Student Loan Consolidator offers no application fees and conditional pre-approval within minutes when you apply online. Additionally, you receive a 0.25% interest rate reduction if you agree to pay your bill by automatic checking account withdrawal. As an special added bonus, interest-only payments are available for the first 24 months, which can provide additional savings for the first two years.

If you have any questions, you can reach a loan counselor by calling the toll-free phone number provided. The website is professional and offers a lot of good information to help you make an educated decision regarding loan consolidation.

With loan programs for both federal and private loan consolidation, special options such as an interest-rate reductions and interest-only payments, and detailed information to help you make educated loan consolidation decisions, Student Loan Consolidator earns our highest rating.

Loan consolidation

Debt Consolidation Loan
Get a loan. While this may sound easy, it actually can be one the hardest ways to consolidate. However, a debt consolidation loan also will be the best option for your credit in the long run. A debt consolidation loan usually will have a lower interest rate than your credit cards. If you owe more than your current unsecured high credit rating (the highest amount you have borrowed from a lending institution without offering collateral), you probably will have to offer something up as collateral to receive a debt consolidation loan. Most likely, the bank will want something of considerable value with a title or deed that can be held until you repay your debt. People commonly refinance their homes or get second mortgages, and use the equity in their home as that collateral.
The greatest benefits of this type of debt consolidation are the ability to spread loan payments over a long period of time, and possibly to deduct the interest you pay from your taxes. Debt consolidation loans will have the least impact on your credit and possibly the lowest payments, but they also will take the longest time and save you the least amount of money of all options. There’s no reason to wait to consolidate credit card debt into a more manageable debt consolidation loan. Let DebtHelp.com help you find your debt solution.
http://www.debthelp.com/debt-consolidation/loan.html